It is estimated that in any given year, one in three of the over 150 million dogs and cats in the U.S. will need emergency care, a statistic that as a dog owner I can personally and unfortunately attest to. But like a lot of dog and cat owners (more than 95% by most estimates), I used to never in...

As I make my way through social media, taking the pulse of horse owners and their thoughts on equine insurance, a common post reads something like, “Hey hive mind – I’m thinking about insuring my new horse. Any thoughts?” Responses range from recommendations to warnings, and there is almost alway...

For a lot of us, winter brings with it a delightful menu of snow, ice, and cold temperatures, all of which lead to unique horse management challenges. Consider the following scenarios to ensure you and your horse have a safe and healthy winter season.

I had the unenviable Thursday 11:30 a.m. time slot for my Insurance 101 seminar at the 2008 USEA Convention, and expected a small group (if anyone), figuring that a lot of attendees wouldn’t even be on site yet — and let’s face it, insurance seminars don’t usually result in people beating down th...

Listen to the news, go on-line, open a magazine … everywhere you look there are increasingly pessimistic evaluations of today’s economy, with even worse predictions for the future. Don’t despair though. First, economies are by nature cyclical and historically have a way of turning themselves arou...